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🏡House hack 101: Use an FHA loan (just 3.5% down!) to buy a multi-unit property (up to 4 units). 📍Live in 1 unit for at least a year—it’s required—and rent out the others to cover your mortgage or even cash flow. 💰A smart move for first-time investors building wealth! | Addison Jarman
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🚨 FHA LOAN LIMITS INCREASED FOR 2026 🚨 HUD just released the new FHA loan limits, effective for FHA case numbers assigned on or after January 1, 2026 — and buyers now have more purchasing power. 2026 FHA Limits 🏠 1-Unit: $541,287 🏘 2-Unit: $693,050 🏢 3-Unit: $837,700 🏬 4-Unit: $1,041,125 Why this matters: ✔ Buyers can qualify for higher-priced homes with FHA ✔ More flexibility for house hacking & multi-unit buyers ✔ Opens the door for lower down payment strategies in higher price ranges FH
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To be able to take advantage of this great program you will have to use FHA financing to purchase the property. The normal down payment for a FHA home loan is 3.5%, max 96.5% financing. The main reason HUD offers the $100 down payment program is to sell HUD foreclosed homes fast and quickly get owner-occupants into the homes. To be able to take advantage of this great program you will have to use FHA financing to purchase the property. The normal down payment for a FHA home loan is 3.5%, max 96.
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Youngsville, LA! Welcome to 105 Talon Road, an absolutely beautiful and newly updated home in Daniel Estates. Sitting on .30 acres with no required HOA dues, a BRAND NEW ROOF, entire interior has been freshly painted, NEW laminate flooring, and lush landscaping! Sellers are offering the second lot (lot 4) to buyers at an additional cost. That lot includes a Camper/ RV cover and a 16' gate which provides backyard access to the lot. This home qualifies for 100% RD Financing, FHA, VA, and Conventio
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