“Renting is a waste of money” 🤦‍♂️ But that’s not always true. Here’s a scenario using real world data: In 1994, two people started with the same $30,000. One used it as a down payment on a ~$130,000 home with an 8% mortgage. The other rented a place for ~$825 a month and invested the same $30,000 in the stock market — plus about $250 a month from the money they saved on homeownership costs like property taxes, maintenance, and insurance. Thirty years later, the homeowner’s house is worth about
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1 way you can pay less in taxes. Traditional IRAs (only available in the USA) allow you to contribute pre-tax dollars to a retirement account where investments grow tax-deferred until withdrawal during retirement. Contributions are deductible from your current taxable income. #personalfinance #moneytok #financetips #moneytips #financialfreedom
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