Rachel Cruze Tips On Mortgage Pay Off

Should You Pay Off Your Mortgage Early? | Rachel Cruze

Every dollar that comes into your household represents a decision to make together. Download the free EveryDollar budgeting app here: https://ter.li/nmz8q8 so you can pay off debt and build wealth faster, together. | Rachel Cruze

12.7K viewsOct 22, 2024

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If you want to get out debt fast, THIS is the proven method to win with your money! 💪 | Rachel Cruze

16.9K viewsApr 15, 2021

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You know what happens when you pay off your house and the bank doesn’t own it anymore? The grass feels different under your feet when you step onto the lawn. It’s the feeling of freedom. And if you follow these five tips over time, I know you’ll be able to experience that feeling. You’ll pay off your mortgage ahead of schedule, and you’ll get debt out of your life for good. Think about how good that’ll feel! | Rachel Cruze

207.3K viewsJun 5, 2024

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Here's some tips to help you tackle debt quickly. Sign up for my 14 Day Money Finder and find extra cash! http://bit.ly/2lNMrD6 | Rachel Cruze

34.5K viewsFeb 15, 2017

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Listen, if you find yourself staring at a mountain of debt, you need to know that you CAN do this. It's going to take hard work, but you are capable of setting yourself free to live the rest of your life without the burden. You need to start with making a plan for all your money, including your debt. EveryDollar is a free budgeting app that make it easy to track where you are in the debt payoff process. You can download it for free here: https://ter.li/payoffdebt Here’s how the debt snowball wor

67.5K viewsAug 22, 2024

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A mortgage broker and a registered nurse with a paid off house 👏👏 Ben and Angela worked so hard and paid off $437,000 in debt! Way to go, you guys!! 🎉 | Rachel Cruze

248.3K viewsJun 9, 2023

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Buying a house with a bigger mortgage than you can afford can cause a serious financial burden. You need an agent that will lead you to the right home for YOUR budget, not the budget the lender approves. Get connected with one today: https://ter.li/findanagent Once you're in your home, there are key things you can do to make sure you are controlling your mortgage, and that it is not controlling you! | Rachel Cruze

859.4K viewsMar 25, 2024

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When you’re trying to get out of debt, it can feel like you are constantly making sacrifices… not just financially, but with your time too. Making a plan with an end date in mind can help keep the momentum going and give you clarity around your goals. When you’re hustling, sometimes you need someone to say, “it’s okay… it won’t always be this way,” or “you have permission to take a break.” Keeping a budget or plan lets you know exactly where you are and can give you peace of mind when you need i

202.9K viewsAug 6, 2024

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Pay Off Your Mortgage 11 Years Early!

152.5K viewsApr 29, 2024

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It IS possible to live without credit cards! Here is the proven method to pay off this type of debt. | The Rachel Cruze Show

153K viewsAug 9, 2019

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80% of Americans are living to paycheck because of this one problem. Here's how you can free up your finances and your future! | The Rachel Cruze Show

402.2K viewsJan 27, 2020

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Sometimes people stretch their mortgage to the max, thinking, “We can make it work.” But then life happens. A job change, a baby, or one spouse wanting to stay home and suddenly that payment feels like a trap. Buying a home should give you peace, not pressure. Choosing a smaller house or a longer commute might not sound exciting, but the margin it gives your life? Totally worth it. | Rachel Cruze

317.2K views10 months ago

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It’s SO normal to get a 30-year mortgage, but do you know how much money you’re wasting? | Rachel Cruze

11K viewsJun 20, 2018

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If you paid off your house, have you ever regretted it? 👀 | Rachel Cruze

176.5K views3 months ago

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Here are seven things to check off your list before you’re ready to buy a house: - You’ve paid off all your debt. - You’ve saved up a fully funded emergency fund. - You can afford monthly mortgage payments and home maintenance. - You have a good down payment. - You can pay your closing costs and moving expenses with cash. - You plan on staying put for a while. - You have a real estate agent you trust. | Rachel Cruze

85.7K viewsMay 14, 2024

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Buy now, pay later sounds harmless…until you’re juggling five different payments in the new year 😅 If you can’t pay for it now, skip it. | Rachel Cruze

77.9K views5 months ago

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Maximize Mortgage Payments: Tips and Strategies for Paying Off Your Home Loan Faster

1.4M viewsOct 29, 2024

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Here are a few things to avoid when paying off debt ❌ | Rachel Cruze

487K views3 months ago

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Parents, let’s settle this once and for all: How much do you pay a babysitter per hour? | Rachel Cruze

171K views8 months ago

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Whether you already have a mortgage or hope to own a home someday, every extra dollar you put toward your loan makes a big difference. Just one extra payment a year can save you thousands in interest and help you pay it off years faster. Use our Mortgage Payoff Calculator to see how small changes can make a big impact: https://ramsey.solutions/mortgage-payoff Before you start, check with your lender about prepayment rules, make sure extra payments go to the principal, and skip the fancy “acceler

1.4M views6 months ago

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n this specific situation, this money could be used to pay for their lives today… paying for college, a down payment on their own home, etc. Being a long-distance landlord in this case is not an ideal situation! | Rachel Cruze

818.8K views11 months ago

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With the housing market being so hot right now, is it a good time to refinance your mortgage? | Rachel Cruze

6.2K viewsAug 27, 2021

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If you’re looking to buy a home soon, there’s a chance you’ve been looking into getting a mortgage. Here’s everything you need to know about this major financial decision! | Rachel Cruze

32.1K viewsAug 27, 2021

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These are the questions to ask yourself to know if you’re ready to buy a house: 💸 Are you out of debt?💰 Do you have a 3-6 month emergency fund?💵 Have you saved up a 5-20% down payment?🏠 Will you get a 15-year fixed rate mortgage and keep your monthly payment to 25% of your take-home pay? If your answer is yes to all these questions, you’re ready to buy 😉🏡 | Rachel Cruze

822.6K viewsAug 7, 2023

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PSA: You're not "behind" if you rent. Renting versus buying is a big decision. Whether you should buy or rent a house really depends on your financial situation and personal goals—nothing else. You’re ready to buy a house when you’re debt-free, have a full emergency fund plus enough cash for a down payment, and your mortgage payment won’t cost more than 25% of your take-home pay. We’ll talk more about that a little later. If you’re paying off debt or expect to move for a job, it’s smarter to ren

136.5K viewsJun 3, 2024

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How to know if you are actually ready to buy a home: ⚪️You’re debt-free with 3-6 months of expenses saved in an emergency fund. ⚪️ You can afford monthly mortgage payments and home maintenance. ⚪️ You have a good down payment. ⚪️ You can pay your own closing costs. ⚪️ You can cash flow moving expenses. ⚪️ You plan on staying put for a while. | Rachel Cruze

546.8K viewsMar 20, 2023

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You don’t need a credit score to buy a house. It’s possible with something called manual underwriting. So don’t hang onto credit cards “just in case.” Pay your bills on time, live debt-free, and you’ll be just fine when it’s time to buy a home! | Rachel Cruze

72.3K views7 months ago

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Rachel Cruze on Instagram: "Buying a house with a bigger mortgage than you can afford can cause a serious financial burden. You need an agent that will lead you to the right home for YOUR budget, not the budget the lender approves. Get connected with one today at the link in my bio. Once you’re in your home, there are key things you can do to make sure you are controlling your mortgage, and that it is not controlling you. You CAN pay off your mortgage early!"

402.5K viewsMar 25, 2024

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Rachel Cruze on Instagram: "Paying off debt is one of the best things you can do financially. But, there are some ways to pay off debt that are worse than others."

103.5K viewsMar 3, 2025

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