Scams explained below (and drop your tips on the comments!) Phone number scam: often times they will ask for your phone number or email in order to “verify you” but really what they are doing is trying to steal your identity and often times send you a code to bypass two factor authentication Zelle/Venmo Scam: Venmo has an option a person can select when they send money to get back full refund on the item. When they select this option, it also takes a ~2% cut of your payment. The Zelle scam is ty