Moral Koji on Instagram: "Personal Income Tax liability isn’t a random figure or something decided by guesswork. It follows a clear process defined by law. It starts with gross income, adjusts for allowable deductions and statutory reliefs, and only then are tax rates applied. When this structure isn’t understood, PAYE deductions can feel confusing or even unfair. But once you understand how the calculation works, the numbers begin to make sense. This video explains how personal income tax liabi