Review the required minimum distribution rules for certain retirement plans, including traditional IRAs, SEP IRAs, SIMPLE IRAs and 401 (k) plans.

Dec 16, 2025 · If you've reached age 73, you must take required minimum distributions from your IRA. Use this table as a guide.

Jun 13, 2025 · 2025 RMD Reference Guide What's new with required minimum distributions? We cover the basics here.

Jan 1, 2026 · The IRS provides tables that show you which life expectancy numbers to use based on your age and if you are sharing your RMD with a spouse. (Scroll down to see our calculator.)

Dec 31, 2025 · This calculator computes the Required Minimum Distribution (RMD) of your retirement accounts. It also predicts future distributions which can be used to plan ahead.

Required minimum distribution rules do not apply to Roth IRAs during the lifetime of the original owner, or to participants in 401 (k) plans who are less than 5% owners, until they retire. RMDs are also …

Use to calculate Required Minimum Distributions from IRAs and qualified plans and Required Distributions under IRC Section 72(s) from nonqualified annuities after owner’s death.

Dec 5, 2025 · When you hit a certain age, you must start taking a minimum amount from your IRA. Use our RMD table to see how much you need to take out.

Aug 26, 2025 · Calculate required minimum distributions for your IRA with these withdrawals worksheets.

Compare IRS Required Minimum Distribution (RMD) tables: Single Life Table (for inherited IRAs), Uniform Lifetime Table (standard RMDs), and Joint Life Table (for spouses ≥10 years younger).