Cash value life insurance is a form of permanent life insurance—lasting for the lifetime of the holder—that features a cash value savings component. The policyholder can use the cash value for ...

The cash surrender value of life insurance is how much money you’ll receive if you terminate a permanent policy early. Written by Graham Ray Senior Writer Graham Ray is a senior writer whose ...

When your home’s value rises, you have more equity ... Lifehacker has been a go-to source of tech help and life advice since 2005. Our mission is to offer reliable tech help and credible ...

If you’re paying for insurance on your home and your possessions, you should do a personal property inventory once a year to ...

The other main advantage of permanent life insurance is cash value. As you pay your premiums, a portion is set aside as cash value, which policyholders can use in their lifetime. Cash value ...

Cash surrender value is a feature you can find in permanent life insurance policies. Learning what it is will help you understand what you or your loved ones may receive for your policy.

Commissions do not affect our editors' opinions or evaluations. We analyzed term life and cash value life insurance policies of 16 companies and found that Pacific Life and Protective are the best ...

As an English major, Katz learned to hear the 'improvisational jazz' in good writing -- a critical skill that helped him ...

The cash value in your whole or universal life insurance policy can come in handy when you need funds for large, ongoing or unexpected expenses. There are four ways to get the cash from your ...

If you have a permanent life insurance policy that has accumulated a significant amount of funds in its cash value, you can use that money while you’re alive to pay premiums, take out a loan ...

19 Rating Factors We score life insurance companies based on 19 different factors to provide you with a comprehensive rating. Cash value life insurance refers to any life insurance policy that ...