David Kindness is a Certified Public Accountant (CPA) and an expert in the fields of financial accounting, corporate and individual tax planning and preparation, and investing and retirement planning.

Calculate dividends by subtracting year-end retained earnings from start-year retained earnings, then net income. Dividend payout ratio (DPR) is found by dividing total dividends by net income to ...

Social Security uses your top 35 income years, adjusted for inflation, to calculate benefits. Claiming benefits before full retirement age leads to permanently reduced monthly payments. Delaying ...