Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Michael Boyle is an experienced financial professional with more than 10 years working with ...

The term "value chain" encompasses the entire production process of an industry, from the introduction and refining of raw materials to the yield of the final product for the consumer. Each "link" in ...

Explore the transformation of insurance from Babylonian contracts to modern policies, highlighting key developments like fire and life insurance.

Coinsurance is a type of cost-sharing arrangement in which the insured party and the health insurance company share the costs of covered medical expenses. This is a common feature in many health ...

Most businesses need several types of business insurance to protect against risks like lawsuits and property damage. Many, or all, of the products featured on this page are from our advertising ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Out-of-network providers are the doctors and facilities that do not have a direct affiliation with your health insurance company. Out-of-network care, either through a physician visit or during an ...