A new study suggests that lenders may get their strongest overall read on credit default risk by combining several machine learning models rather than relying on a single algorithm. The researchers ...

The regulatory environment continues to increase in complexity as the EBA and the PRA provide new guidelines and updates to ...

These events remain relevant largely because they occurred during an extended period of geopolitical stability that ran from the late 1990s through to the early 2020s. When shocks did occur, they ...

Having spent over 2 decades in banking and financial services, I have seen how financial models evolve, but never at the speed seen today. AI is reshaping credit risk assessment, offering a more ...

In the past few years, there have been several developments in the field of modeling the credit risk in banks’ commercial loan portfolios. Credit risk is essentially the possibility that a bank’s loan ...

This article was written by Jerome Barkate, Nakul Nair, Zane Van Dusen, and Scott Coulter. We are witnessing a remarkable period in the credit markets. Following years of accommodative monetary ...

David Croen, Head of Risk Products at Bloomberg L.P., was interviewed by Alison Fletcher, a Corporate Treasury Specialist at Bloomberg, on what customers have faced when evaluating credit rate risk ...

Imagine a friend asks to borrow some money. Before you answer, you likely will consider the risks involved with lending the requested amount. What happens if they don't pay you back when they say will ...

CARY, N.C., Oct. 16, 2025 /PRNewswire/ -- Chartis Research has named SAS a Category Leader in seven separate sectors of the credit risk management market, as detailed in its Credit Risk Management ...

More than a year and a half after its implementation, BACEN Resolution 229 continues to shape credit risk calculations and DLO (Demonstrativo de Limites Operacionais) reporting in Brazil. Introduced ...