Indexed universal life (IUL) insurance ties cash value growth to market indexes, offering potential for higher returns than ...

Universal life insurance allows more flexibility than a whole life policy and grows cash value based on current interest rates. You can raise or lower your death benefit, which increases or ...

Universal life policies accrue cash value, which, like all investments, is subject to market forces and may increase or decrease over time. Premiums are high at the start, which helps build cash ...

Unlike universal life insurance, indexed universal life insurance's cash value earns interest based on the performance of indexed stock markets and bonds, such as S&P and Nasdaq. Keep in mind that ...