If benefits go down 22% in 2032 as predicted by the latest Trustees report, you need to know what that means for you.

The trust fund for the program, which supports roughly 68 million Americans, is on schedule to be depleted in the next six years.

At that point, Social Security would only be able to pay 78% of scheduled retirement benefits — a cut that would lower monthly checks by hundreds of dollars for the average retiree, Newsnation reports...