The No. 1 financial goal for most Americans is to stop working. Once they retire, their primary goal becomes not running out of money.

If you have a retirement portfolio that's 70% stocks and 30% bonds, you may be able to sustain a 5% withdrawal rate without ...

It's not a given that it's the best withdrawal strategy for your situation.

How you make retirement withdrawals will affect your tax brackets. This can be a fairly complicated issue. Depending on which ...

People save so they can have smooth retirements, and this may be the year more of them start withdrawing from their nest eggs ...

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, ...

The classic 4% rule for retirement withdrawals was built for a bygone era. Learn why it's less reliable today and how to build a flexible spending plan that fits your life.

The difference between planning for 20 versus 30 years of retirement isn’t just an extra decade, it fundamentally reshapes ...

At 68 with strong savings, the question isn’t whether you can retire but whether you should. This crossroads involves ...

Some people will spend decades saving and investing for retirement, only to discover that they missed a step along the way. That commonly "missed" step? Devising their plan for decumulation − in other ...

For decades, retirement planning has assumed inflation would average around 2-2.5% annually, and financial planners built ...