Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Erika Rasure is globally-recognized as a leading consumer economics subject matter expert, ...

Over the past century, the proportion of health-care services purchased through insurance—as opposed to directly by patients—has surged, thanks to the exemption of employer-sponsored benefits from ...

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With the cost of health insurance set to rise, some Americans are asking a surprising question: Is it actually cheaper to get medical care without it? Subscribe to read this story ad-free Get ...