Life insurance is a crucial aspect of financial planning that is often overlooked or postponed. Understanding its significance can make a profound difference in the financial stability and security of ...

Almost half of Americans do not have a life insurance plan, according to Western and Southern Financial Group. Consumer adviser Clark Howard emphasizes the importance of obtaining level term insurance ...

Have you ever had a client say, “I will use my assets if a potential long-term care need arises” or “I don’t have a plan if my parents need care”? These statements should be recognized as a need for ...

Life insurance can be a complex product, and it’s important to research the options thoroughly before purchasing. Some common ...

Life insurance may not be the most exciting financial product, but it’s one of the most crucial aspects of financial planning. Life insurance offers peace of mind by protecting your loved ones in the ...

I’ve found over my career that many financial advisors are uncomfortable talking about life insurance. In some cases, they have an irrational fear of the product. In fact, a Saybrus Partners study ...

The strategic use of life insurance helps equalize inheritances, provide immediate liquidity for tax bills and more ...

Term life insurance is generally the most cost-effective option for covering temporary financial obligations with life insurance, like a mortgage or your child’s college education. The average monthly ...