Jan. 30, 2025 – Rates Remain Fairly Steady

Mortgage Rates Today: January 30, 2025 – Rates Remain Fairly Steady
Today, the mortgage interest rate on a 30-year fixed mortgage is 6.88%, according to the Mortgage Research Center. On a 15-year fixed mortgage, the average rate is 5.92%, and the average rate on a 30-year jumbo mortgage is 7.
Average rate on 30-year mortgage eases for second week in as row, but remains just below 7%
The average rate on a 30-year mortgage in the U.S. eased for the second week in a row, but remains just below 7%, little relief for prospective home shoppers looking ahead to the spring homebuying season.
How the Fed's Pause on Rate Cuts Could Affect Mortgage Rates
Policy changes: When the Fed adjusts the federal funds rate, it spills over into many aspects of the economy, including mortgage rates. The federal funds rate affects how much it costs banks to borrow money, which in turn affects what banks charge consumers to make a profit.
There has been little movement in mortgage rates this week
Freddie Mac reports its Primary Mortgage Market Survey shows the 30-year fixed-rate mortgage (FRM) averaged 6.95% this week, the same as the previous week.
30-Year Mortgage Rates Fall Again, Reaching a 6-Week Low
In September, rates plunged to a two-year low, falling as far as 5.89%. But over the following three-plus months, the average surged almost 1.25 percentage points—before recently easing lower.
U.S. 30-year mortgage rate holds steady at 6.95%
MCLEAN, Va. - Freddie Mac (OTCQB: OTC:FMCC), a prominent player in financial services with a market capitalization of $17 billion, reported today that the 30-year fixed-rate mortgage (FRM) averaged 6.
Current HELOC & Home Equity Loan Rates: January 30, 2025—Rates Are Mixed
Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...
Mortgage rates went down again. Here’s what that means for you.
The mortgage rate drop provides little relief for prospective shoppers looking ahead to the spring homebuying season.
Mortgage demand drops further, even as interest rates settle
The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($766,550 or less) remained ...
Forbes1d
Best Home Equity Loan Rates Of January 2025
He enjoys simplifying complex mortgage topics for first ... Forbes Advisor compiled a list of the best home equity loan lenders based on their starting interest rate, average closing time and ...
Business Insider2d
Current Home Equity Loan Rates
When you get a home equity loan rate quote from a mortgage lender, it will be determined by factors including: Home equity loans typically have fixed rates, meaning your rate will stay ...
Average rate on 30-year mortgage eases, but remains just below 7%
The average rate on a 30-year mortgage in the U.S. eased for the second week in a row, but remains just below 7%, little ...
Forbes1d
Current Second Home Mortgage Rates
Second home mortgage rates are interest rates for financing a ... These rates can be fixed—a stable interest rate for the life of the loan—or adjustable—a rate subject to change based ...
Cash-out refinancing vs. home equity loan: What to consider now
The benefits of both have shifted in today's interest rate climate. Here's what potential borrowers should know now.