Homeowners insurance coverage is a must if you have a mortgage loan, and it’s strongly advised even if you don’t. It covers damage to your property from a wide range of sudden and accidental events, ...

Your home is more than just a place to live — it's probably your largest investment. Protecting it from financial disaster starts with the right insurance coverage. When unexpected damage occurs, a ...

Learn how windstorm insurance covers property damage from hurricanes and tornadoes, and find out if you need extra coverage in high-risk areas.

Buying your first home is a major milestone. However, it comes with major financial responsibilities, including protecting your home with homeowners insurance. While many first-time buyers focus on ...

Tornado damage is typically covered by a standard homeowners insurance policy, but there may be exceptions. Many, or all, of the products featured on this page are from our advertising partners who ...

Home warranty vs. home insurance, what's the difference? One covers normal wear and tear and the other liability and ...

Two-thirds of U.S. homes are underinsured as coverage amounts fail to keep pace with rising premiums, new report shows. The cost and availability of homeowners insurance have worsened through the ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...