Achieve reports a credit score of 600 is fair, but limits borrowing options.
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Is an 850 credit score worth chasing? See why perfect credit does not unlock better deals than an excellent score -- and what matters more.
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Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.
Homebuyers who pay their bills on time may finally see their financial habits count for more.