What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the most popular type of score is FICO, followed by VantageScore.
Got FICO? Drop below 700, and you’ll be limited to loans carrying the highest interest rates or often no loans at all. Sound outdated? It is.
Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For example, you may have paid off all of your credit card balances last month, ...
Your 30s and 40s are a busy time—you're probably juggling multiple priorities. Still, your credit score is important. Here's ...
Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.
The credit-scoring industry is going through a big shift as companies compete to gain more power over the market — and prospective home buyers should pay attention. The latest move comes from Fair ...
For consumers who are heavy on savings and light on credit history, a new partnership in the world of credit scores could help them lock down a loan. FICO, the company basically synonymous with the ...
The national average credit score, which had been steadily increasing for over a decade, fell for the second consecutive year, according to a new report from FICO. Increases in credit card utilization ...
Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...
A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...
Credit scores play a central role in people's lives. Fair Isaac Corp., or FICO, has dominated credit scoring until recently. The credit-scoring industry is going through a big shift as companies ...