With Americans carrying more than $1 trillion in credit card debt and average interest rates hovering near record highs, how consumers use their cards matters more than ever. While credit cards can ...

Nearly 1 in 4 cardholders — 23% — did not redeem any rewards at all in 2024, according to a new survey by Bankrate. More consumers say rewards can be difficult to redeem or are worth less than they ...

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How to decide if the points, perks, and cash back outweigh the costs LaToya Irby is a credit expert who has been covering credit and debt management for nearly 20 years. She's been quoted widely in ...

Amid rising prices, consumer advocates have sounded the alarm on so-called shrinkflation — the phenomenon in which retailers reduce the size of their products, but sell them for the same price. The ...

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