The scoring agency reported that the national average U.S. FICO score – used as a benchmark for assessing consumer credit ...

An 850 FICO® credit score is perfect -- but what does it actually get you? Here's what changes (and what doesn't) when you ...

Make all monthly payments on time: Making consistent on-time payments on student loans, credit cards and other lines of ...

The average U.S. FICO score has dropped two points in the last year to 715, which could signal that consumers are facing increasing financial stress. Perhaps more concerning is that 90-plus-day ...

Here’s what to know about credit scores and how to raise yours: A credit score is a three-digit number that indicates how likely you are to pay back money when you borrow it, based on your credit ...

will make the biggest impression on your score. You can also ask a credit card company to increase your credit limit. So long as you don't any spend more, your credit utilization ratio will drop ...

While a drop in the nation’s average credit score may sound minor, it belies a major crisis for student loan borrowers.

There’s no limit to how long you can keep a credit card account open as long as you’re in good standing. The longer you keep ...

If your unused credit card has no annual fee, there’s not much financial downside to leaving it open. This allows you to ...

After a nearly three-year freeze on mandatory payments, the U.S. Department of Education is phasing out its lenient approach ...

“When credit scores drop, it is an indicator that a sizable number of consumers are having trouble with their finances,” says Michael Sullivan, a personal finance consultant with Take Charge ...