An Actual Cash Value policy is enough to satisfy the mortgage company's requirement, but is it enough coverage for your needs ...

Agents may try to sell you a cash-value policy as a way to invest for retirement. They'll tell you that the investing component serves as "forced savings." (Sure, but retirement plans like 401(k ...

Whole life insurance policies allow owners to borrow or withdraw the cash value. Whole life insurance provides coverage throughout the life of the insured person. In addition to paying a tax-free ...