However, our opinions are our own. See how we rate life insurance products to write unbiased product reviews. Cash value is money that accumulates on a permanent life insurance policy, which can ...

Indexed universal life (IUL) insurance ties cash value growth to market indexes, offering potential for higher returns than ...

Our ratings take into account the historical performance of a company's cash value life insurance policies. All ratings are determined solely by our editorial team. Colonial Penn offers only one ...

Permanent life insurance policies, such as whole and universal life insurance, offer lifelong coverage. They also typically have a cash value component that grows over time and can be used to pay ...