Kimberly Shearer is a credit cards enthusiast, family travel blogger and mom of three boys who lives in the Philadelphia area. She is an extreme couponer turned points and miles enthusiast who loves ...

Nicole Fallon-Peek is a freelance journalist who has covered small business, careers and finance for 15 years. She is a small business owner and former managing editor of Business News Daily. Her work ...

Choosing a cash-back card starts with understanding your spending habits, lifestyle goals, and the available options. Flat-rate cards offer a simple cash-back structure with lower earning potential, ...

Cash-back cards offer a percentage of the purchase back as a reward. From flat-rate to rotating categories, here are the different types of rewards and ways to redeem.