24/7 Wall St. on MSN

The 401(k) bracket smoothing math: Why a 65 year old with $1.6 million should convert exactly $43,000 a year until 73

A 65 year old single retiree posted a familiar question on a Bogleheads thread last month: "I have $1.6 million in a ...
24/7 Wall St. on MSN

The 401(k) bracket smoothing math: Why a 66 year old couple with $1.5 million should convert exactly $90,000 a year

Quick ReadConverting exactly $90,000 annually fills the 12% bracket to its $100,800 ceiling, paying 12% now to avoid a 22% ...