In my last column, I explained automobile insurance coverage motorists must carry to drive legally in Pennsylvania. Today I will talk about optional coverages. The optional physical damage coverages ...

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Say, hypothetically, one day on your way home from work, you hit a patch of ice and slide into a guardrail. The next day, your local repair shop quotes you $4,000 to fix the damage. Who pays for those ...

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With the average full coverage-car insurance policy costing a hefty $2,670 annually, according to Bankrate, you might be wondering if you’re getting optimal value for your hard-earned dollars. While ...

What exactly does car insurance cover? This is one of the most common questions we get, but the answer is surprisingly complex. It depends on the state where you live, what coverage you’ve chosen, who ...

A road collision can damage vehicles, destroy property and cause severe injuries. Liability car insurance covers associated costs when you’re at fault, protecting you from shelling out thousands in ...

What is a car insurance deductible, and how does it work? If you have ever shopped for auto insurance, you have likely come across the word “deductible” in your policy options. For many drivers, it is ...

See how coverage, rates and quality compare in Maryland ...